Personalized Repayment Recommendations to Reduce Student Loan Expenses

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Prime Student Loan

We are not a consolidation company. We are not a bank. At Prime Student Loan we provide an automated platform that looks at your personal information, analyzes your student debt and provides a tailored recommendation based upon federal and private programs for which you are likely to qualify. It’s our goal to highlight opportunities for you to reduce your student debt expenses. Who is this service designed for? Anyone faced with the burden of student debt. The entire process takes approximately five minutes and this is a service we provide to everyone – for free.

Your Loan Analysis will review your eligibility for:

  • Federal Income Based Repayment
  • Federal Loan Forgiveness Programs
  • Federal Direct Consolidation
  • Private Refinancing Opportunities*

*PSL is not a lender. PSL connects eligible borrowers with qualifying private offers through our lending partners. PSL may be compensated by our lending partners for this activity.

How it Works

Case Studies

Annual Income: $125,000
Federal Loans: $85,000
Private Loans: $35,000

“By consolidating my federal loans to the maximum 30 year term and refinancing my privately held student debt I was able to reduce my monthly loan payments by over $500 a month. This process was not only easy but absolutely free, nonetheless, without the help of Prime Student Loan I’d still be greatly over paying on my student loans.” – J.D. ‘11

Fed. Loan Monthly Payments

75% Complete

$980.75

45% Savings

51% Complete

$570

Priv. Loan Monthly Payments

36% Complete

$362

20% Savings

25% Complete

$290.50

Annual Income: $45,000
Federal Loans: $120,000
Private Loans: $25,000

“As a resident making $45k a year my student loans were literally unmanageable. I knew programs existed to alleviate some of the debt burden for people in my situation. I reached out to Prime Student Loan to see what they could do. They helped me consolidate my federal loans, enroll into an income based repayment plan and refinance my loans from Sallie Mae. I now pay more than $1,000 less than I did two months ago.”– M.D. ‘12

Fed. Loan Monthly Payments

95% Complete

$1384.58

74% Savings

74% Complete

$362.50

Priv. Loan Monthly Payments

36% Complete

$258

20% Savings

30% Complete

$207.50

Annual Income: $106,401
Federal Loans: $71,000
Private Loans: $33,000

“I was lucky enough to get a good paying job right out of school and while my loan payments were high I figured I was at the mercy of the Federal Government and Sallie Mae until a friend referred me to Prime Student Loan who showed me this wasn’t necessarily the case. I would recommend this service to any graduate faced with the burden of student debt.”– PharmD ‘11

Fed. Loan Monthly Payments

88% Complete

$819.16

45% Savings

50% Complete

$448.41

Priv. Loan Monthly Payments

40% Complete

$341.20

22% Savings

23% Complete

$264.91

Annual Income: $122,000
Federal Loans: $76,000
Private Loans: $28,000

“I never thought my loans were that much of an inconvenience simply because I wasn’t aware of any other options. The guys at PSL convinced me otherwise and now my interest rates are almost half of what they used to be”– DDS ‘10

Fed. Loan Monthly Payments

90% Complete

$876.91

45% Savings

50% Complete

$480

Priv. Loan Monthly Payments

30% Complete

$289.50

20% Savings

23% Complete

$232.50

Annual Income: $80,000
Federal Loans: $25,000
Private Loans: $15,000

“Thanks to family contributions I was able to graduate college, get my MS in accounting and obtain my CPA without going too far into the red (compared to many of my colleagues). Upon actually earning a paycheck my mindset became pay off these loans as quickly as possible. PSL explained to me that while my intentions were good, I was overlooking options to accomplish the same goal while saving myself money along the way”– MS, CPA ‘10

Fed. Loan Monthly Payments

75% Complete

$288.41

45% Savings

44% Complete

$157.92

Priv. Loan Monthly Payments

40% Complete

$155.10

22% Savings

30% Complete

$120.42